Ocean Pointe was founded with a simple philosophy; people deserve more than generic advice.
We built something different, an independent firm with the freedom to put your interests first, every time. No corporate agenda. No shareholder pressure. Just clear, attentive planning backed by smart strategy and collaborative guidance.
Financial planning should feel less like a transaction and more like a partnership. Our team takes the time to meet with you to understand your life, your values, and your vision for the future. This allows us to develop a strategy that is flexible, comprehensive, and entirely built around you.
Yes, we are fiduciaries. This means we are legally and ethically required to always act in your best interest. Our advisors adhere to the highest professional standards and always put your interests first.
As an independent firm, we are not bound to any large financial institution or pressured to sell proprietary products. This allows us to offer objective and unbiased advice, access a broad range of investment solutions, and build customized strategies based entirely on your specific needs. Our independence gives us the flexibility to focus solely on what is best for you.
Our team holds a range of industry recognized licenses and credentials, including Series 7 and Series 66 registrations, as well as the Florida 2-15 Life and Health license. We also have CERTIFIED FINANCIAL PLANNER® (CFP®) professionals on staff. The CFP® designation requires a rigorous process that includes extensive education, a comprehensive exam, years of relevant experience, and a commitment to ongoing ethical standards and continuing education.
Client assets are held with leading independent custodians such as Fidelity and Schwab. These firms are known for their strong financial stability, advanced technology, and user-friendly mobile platforms. We manage your portfolio, but your assets remain securely held in your name at these institutions.
While we typically work with clients who have $500,000 or more in investable assets, we do not have a strict minimum. Therefore, we welcome conversations with newer investors to determine if we are a good fit for your specific account size and situation.
We provide comprehensive financial planning and investment management services tailored to your needs. These services include investment management, retirement planning, education funding strategies, estate and legacy planning, risk management and insurance analysis, divorce financial planning, and employee/executive benefit analysis. Our approach is holistic, meaning we look at your entire financial picture rather than focusing on just one area.
We are compensated through a fee based on assets under management (AUM). Our fee is transparent and varies depending on the scope and complexity of each client relationship. We clearly outline all costs before you become a client, with no hidden fees.
Rolling over a 401(k) is a straightforward process, and we guide you through each step. Typically, this involves transferring your retirement assets from your former employer’s plan into an IRA, which can provide greater flexibility and more investment options. We assist with the paperwork, coordinate with your current provider, and ensure the rollover is completed correctly to avoid unnecessary taxes or penalties.
Not sure where to start or want a fresh perspective? Our team is ready to help. Schedule a complimentary consultation today.
Not sure where to start or want a fresh perspective? Our team is ready to help. Schedule a complimentary consultation today.
